A serious illness or accident can have a devastating, often irreversible, effect on a family’s financial well-being and future. Short & Long Term Disability Programs help provide paycheck protection for an employee when off work due to a qualifying disability. No employee today can afford to be without a paycheck for any extended period of time. A good, solid disability program is essential to every employee and their families, yet many employees neglect to seek out and purchase this very important financial protection. The following is available with these plans, and they are easily enrolled and issued:
Short-Term Disability Policy Features Can Include:
Guarantee Issue Underwriting is Available
Affordable Premiums
Payroll Deducted and Portable
Various Elimination Periods Available
Pre-taxable under Section 125 Plans
Pre-X Take-Over Credit Available for Groups
Long-Term Disability Policy Features Can Include:
Guarantee Issue with Participation
Limited Medical Underwriting For Most Group Sizes
Payroll Deductible Premiums
5 Year Benefit Periods or Up-To Age 65 Available
Portability Available